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Topdeck Travel :: Tour Discussions :: General Tour Discussion :: ANZ Travel Card or Travelex Cash Passport - View Topic (Page 2 of 4)Page: 1 2 3 4
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becandruss
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ANZ Travel Card or Travelex Cash Passport (17th Dec 09 at 10:45pm UTC)
Hey guys,

Just got back 6 weeks ago from almost 8 week travelling ALL over Europe... We considered the ANZ card, but they slug you lots of fees and there are (from memory) still conversion fees.

We opted for the Wizard Clear Advantage Mastercard. This was FANTASTIC! I cant believe more travellers dont know about it! Its fee free on all purchase, both here and overseas, no monthly fees, no annual fee. The only catch is, you use it like a debit card to get these advantages. Basically, you get the card, with a PIN number issued. Put the card in CREDIT (we loaded about $1000 per week onto ours via direct debit from our bank account on internet banking...scheduled weekly). You can then pull out cash all over Europe. Pay with credit anywhere. With NO fees and the exchange rates were great also. We never got charged an exchange lower than 0.58. Most of our trip we were at 0.63. It was great, and we compared with a traveller friend who was spending roughly the same amounts and frequencies as us, and we saved almost $500. We saved around $250 from the ANZ and Travelex users on our tour.

Seriously, look into it. Also, be advised, VISA is accepted most places, but in Europe, Mastercard is much more popular and commonly preffered.

I honestly wouldn't travel with anything else.

Also, because it has a PIN, if it gets stolen, the money cant be taken. You can cancel the card immediately with Mastercard, and they will get a card to u within 24 hours anywhere in the world. We didnt have to worry about that, but it's good to know. With ANZ and Travelex, you get 2 cards (from what I remember), but if you lose both or 1 has probs and doesnt work, you're stuck)...also there is a delay in the amount transferring into your account of around 2-3 days, and you get charged for each additional load onto the cards. Not with the Clear Advantage Card.

Becky and Russell
European Getaway - Dept 3rd Oct-22 Oct 2009
From Sydney, Australia

Becky and Russell
European Getaway - Dept 3rd Oct-22 Oct 2009
From Sydney, Australia
Jade_H85
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ANZ Travel Card or Travelex Cash Passport (24th Dec 09 at 7:48pm UTC)
I thought they stopped making this card. I went looking for it on the Internet and GE money had taken over Wizard and now the card isnt available

Timless Trail 8th July - 28th July 2010
Trev01
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ANZ Travel Card or Travelex Cash Passport (26th Dec 09 at 10:54am UTC)
Hi becandruss

I heard that you are best to have a card with a chip in it. On their website the picture of this card doesn't have a chip in it. How did you find this.

Trev

Spirit of Europe July 2010
becandruss
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ANZ Travel Card or Travelex Cash Passport (4th Jan 10 at 10:25pm UTC)
You can definitely still get the card. My partner got one just before we went to Europe (about 4 months ago) and GE took over AGES ago (almost 2 years ago I think??). It's not heavily advertised because I think they are trying to phase the program out, but whilst you have one, they still need to honour it, so apply for it as quickly as you can.

I had no problems at all with it not having a chip. As long as your cautious with the card and don't flash it around, it should be fine. Just about everywhere in Europe requires you to use the PIN, and not a signature, so as long as you don't have your PIN written down you shouldn't have a problem.

I honestly can't recommend this option any higher, in my opinion, there is no other choice that beats the Wiazrd Clear Adavntage card.

(BTW, whether you get this card or any other, make sure you provide you bank with a list of dates and countries you will be visiting so if anything gets charged outside of these periods they will be alerted immediately. Plus if you're late on a payment (which we were on another credit card, most banks are pretty good and will waive the fees....ours even waived the interest charge because we always normally pay on the due date in full)

Becky and Russell
European Getaway - Dept 3rd Oct-22 Oct 2009
From Sydney, Australia

Becky and Russell
European Getaway - Dept 3rd Oct-22 Oct 2009
From Sydney, Australia
sconny87
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ANZ Travel Card or Travelex Cash Passport (5th Jan 10 at 9:01am UTC)
The Wizard card looks great. But whats with the 18% per annum interest and %5 for every balance transfer{Confused} i guess at least with the debit and travelex cash passports its your own money not the banks

Timeless Trail 6th May 2010 :-D
Going Solo (Yikes!)
Ice_T
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ANZ Travel Card or Travelex Cash Passport (5th Jan 10 at 9:53am UTC)
Quote:
Originally posted by becandruss

Hey guys,

Just got back 6 weeks ago from almost 8 week travelling ALL over Europe... We considered the ANZ card, but they slug you lots of fees and there are (from memory) still conversion fees.

We opted for the Wizard Clear Advantage Mastercard. This was FANTASTIC! I cant believe more travellers dont know about it! Its fee free on all purchase, both here and overseas, no monthly fees, no annual fee. The only catch is, you use it like a debit card to get these advantages. Basically, you get the card, with a PIN number issued. Put the card in CREDIT (we loaded about $1000 per week onto ours via direct debit from our bank account on internet banking...scheduled weekly). You can then pull out cash all over Europe. Pay with credit anywhere. With NO fees and the exchange rates were great also. We never got charged an exchange lower than 0.58. Most of our trip we were at 0.63. It was great, and we compared with a traveller friend who was spending roughly the same amounts and frequencies as us, and we saved almost $500. We saved around $250 from the ANZ and Travelex users on our tour.

Seriously, look into it. Also, be advised, VISA is accepted most places, but in Europe, Mastercard is much more popular and commonly preffered.

I honestly wouldn't travel with anything else.

Also, because it has a PIN, if it gets stolen, the money cant be taken. You can cancel the card immediately with Mastercard, and they will get a card to u within 24 hours anywhere in the world. We didnt have to worry about that, but it's good to know. With ANZ and Travelex, you get 2 cards (from what I remember), but if you lose both or 1 has probs and doesnt work, you're stuck)...also there is a delay in the amount transferring into your account of around 2-3 days, and you get charged for each additional load onto the cards. Not with the Clear Advantage Card.

Becky and Russell
European Getaway - Dept 3rd Oct-22 Oct 2009
From Sydney, Australia


I was loking at this card but it seems too good to be true!!! Will be ringing up to find out if all of these features are still available because it doesn't say anything on their website. But if this is true, this is fantastic!!!

European Pioneer: 8th July 2010
Britain and Ireland: 14th August 2010

European Pioneer: 8th July 2010
Britain and Ireland: 14th August 2010
Jade_H85
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ANZ Travel Card or Travelex Cash Passport (6th Jan 10 at 5:16pm UTC)
Can you let me know if its fee free, if it is I will def get one if not Ill prob get the anz travel card

Timless Trail 8th July - 28th July 2010
becandruss
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ANZ Travel Card or Travelex Cash Passport (7th Jan 10 at 9:26am UTC)
It is definitely still fee free, and the trick is not to use it as a credit card....you don't transfer any existing balances over to the card. Because your not usining it as a credit card it doesn't matter what the interest rate is as you're withdrawing your OWN MONEY. No fees and no fees to load more money on....just do a BPAY payment and wait overnight for the funds to process....

I know it sounds just way too good to be true, but it is exactly as I have said...Both my partner and I used ours less than 3 months ago in Europe and Asia. Going to NZ shortly and will be using it there also. It's fantastic and I would never use the ANZ or Travelex cards because your first load of money is free, but susequent loads cost you...

Becky and Russell
European Getaway - Dept 3rd Oct-22 Oct 2009
From Sydney, Australia

Becky and Russell
European Getaway - Dept 3rd Oct-22 Oct 2009
From Sydney, Australia
Ice_T
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ANZ Travel Card or Travelex Cash Passport (7th Jan 10 at 10:04am UTC)
Quote:
Originally posted by Jade_H85

Can you let me know if its fee free, if it is I will def get one if not Ill prob get the anz travel card


Yep. They told us it's still free. The only charges are when you overdraw or when you get charged interest after the 55 days. But as Bec said, you load it up with money and use it as a debit card otherwise you'd be paying for cash advance when you use ATMs overseas. Have applied for one and got approved, so I'm just waiting for the package. =)

European Pioneer: 8th July 2010
Britain and Ireland: 14th August 2010

European Pioneer: 8th July 2010
Britain and Ireland: 14th August 2010
Jade_H85
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ANZ Travel Card or Travelex Cash Passport (7th Jan 10 at 3:52pm UTC)
hmm I wonder how long they will have them for... I dont want to apply for one just yet... although it would be a good way to start saving if i just put all my saving money onto the credit card and that way it will be ready to go and i wont have to worry about seeing the money sitting in my savings account

Timless Trail 8th July - 28th July 2010
amelia1
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Re: ANZ Travel Card or Travelex Cash Passport (4th Feb 10 at 1:49pm UTC)
 
Quote:
Originally posted by nic_is_excited

Has anyone had any dramas using the ANZ Travel Card (or any other visa debit card) in the UK when it doesn't have a chip and pin? I know it will be ok withdrawing money from ATM's but i'm not sure about in-store purchases..

Thanks {Smile}


i went to europe last year and i didn't have any dramas using my anz travel card (great thing that you can lock the currency so in case the market went down, you're good).

i usually took out about 300 euros and that last me several days, saves me from atm fees & the hassle of locating atms whilst sightseeing. because visa/mastercard is accepted everywhere you won't have any problem.

btw, don't worry about making big purchases through your card (with no chip), they will still accept your card with no issues as they can put it through manually (the old style way where they would have to carbon copy it).

{Smile}



Unfortunately you can't do this with the ANZ card travel card, or most travel cards, because they don't have raised numbers. And, without raised numbers, there's nothing to carbon copy. I bought one, and am hoping that I don't come up againist this problem. If I do, then I have my debit card to back me up.

I got an exchange rate of .64, on the euro, which I think is quite reasonable - commonweath bank was offering .60. The fees, however, are not. Sigh. {Smile}



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Re: ANZ Travel Card or Travelex Cash Passport (7th Feb 10 at 7:27am UTC)
the Wizard Clear Advantage Mastercard was just talked about on the age website - definately looks like the best option for me.
I prefer to not have too much $$ on the card as debit. Free of fee's is a HUGE plus.
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Re: ANZ Travel Card or Travelex Cash Passport (11th Mar 10 at 1:12pm UTC)
so glad i stumble upon this forum! {Grin}
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Re: ANZ Travel Card or Travelex Cash Passport (11th Mar 10 at 1:30pm UTC)
I applied for the Wizard Card late January after reading this thread... Thanks all!! A few friend travellers also recommended it due to the fee free and no commission aspect. Once I received my card, I rang up and enquired about the exchange rate and apparently it's exactly the same as the daily cash rate from www.xe.com which is absolutely brilliant!! {Grin} With the AUD dollar getting stronger against the Pound and Euro - it's an awesome way to get your money while travelling around.

European Getaway 1 May 2010
shezarina
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Re: ANZ Travel Card or Travelex Cash Passport (11th Mar 10 at 1:38pm UTC)
I want to know .. can I use the Wizard card for online transactions that are to be purchased in a different currency? (e.g buying online Uk Easyjet flights) And if yes, does that mean i won't be paying a conversion fee?
Technically, its a Mastercard so I should be able to use it... hmmmmm
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Re: ANZ Travel Card or Travelex Cash Passport (11th Mar 10 at 4:43pm UTC)
http://www.productreview.com.au/showitem.php?item_id=7666

Check out the above link, for reviews from other users. Apparently you can use it online as well, someone mentioned websites like Amazon where u pay in USD. But I also read that some people have had their cards blocked even when they were in credit, and withdrawing under the limit? For those people who just applied for one, did you have to send them your passport or anything so they know its you?

Timeless Trail 6th May 2010 :-D
Going Solo (Yikes!)
shezarina
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Re: ANZ Travel Card or Travelex Cash Passport (12th Mar 10 at 3:59am UTC)
I'm tossing up between a NAB Gold Visa Debit Card or a Wizard Clear Advantage Debit Mastercard..

What are the main differences? Pros/Cons?

hmm
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Re: ANZ Travel Card or Travelex Cash Passport (12th Mar 10 at 5:07am UTC)
 
I want to know .. can I use the Wizard card for online transactions that are to be purchased in a different currency? (e.g buying online Uk Easyjet flights) And if yes, does that mean i won't be paying a conversion fee?
Technically, its a Mastercard so I should be able to use it... hmmmmm


Hi Shez,

Yes you can use your Wizard card for online purchases in foreign countries - I do it all the time. No fees in my statements, and the statement lists both the foreign and local (AUD) prices.

I've bought some flights for my upcoming trip with it, plus paid in UK Pounds for my topdeck tour via STA UK.
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Re: ANZ Travel Card or Travelex Cash Passport (12th Mar 10 at 5:17am UTC)
 
 
I want to know .. can I use the Wizard card for online transactions that are to be purchased in a different currency? (e.g buying online Uk Easyjet flights) And if yes, does that mean i won't be paying a conversion fee?
Technically, its a Mastercard so I should be able to use it... hmmmmm


Hi Shez,

Yes you can use your Wizard card for online purchases in foreign countries - I do it all the time. No fees in my statements, and the statement lists both the foreign and local (AUD) prices.

I've bought some flights for my upcoming trip with it, plus paid in UK Pounds for my topdeck tour via STA UK.


Wow! Thats pro! should have done the same!! oh wells! {Shocked}

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Re: ANZ Travel Card or Travelex Cash Passport (12th Mar 10 at 11:51pm UTC)
I have also just used mine to purchase eurostar tickets between Amsterdam and London and am about to use it again to pay for some tours around London. Exchange rate is great and no fees {Smile}

Timless Trail 8th July - 28th July 2010
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