How are u taking your money?


#1

Hey everbody Im doing european getaway oct 3rd.[br]Have no idea what is best way to change my money do i take aussie dollars over and change, Do i change money in australia or do i get a cash passport??? Very confusing descion for a first time traveller. What has everyone else done or doing??? HEEEELLLLPPPPPPPP


#2

Hey,[br][br]l’m off to Europe late August and my action plan regarding money is:[br][br]1) take my aussie mastercard debit card plus two credit cards (ones a mastercard and one is a visa). [br][br]2) get a travelex cash passport which as l understand works in a similar way to a credit/debit card. l’m planning on getting on in EUROs and one in GBP as l’ll be in London for several months after my tour[br][br]3)take with my cash in EUROs and GBP. l’m still undecided when l’ll get this but l will either go to the bank or something like that to get some before l jet off or when l land. Mind you l’ll be landing at like 5 in the morning so l think l’d prefer to get some local currency before jet setting just to save me the hassle.[br][br]Hope that helps![br][br]ps. there are also traveller’s checks but these can be a pain to change[br][br][br]Spirit of Europe 1st September-24th September 2009


#3

I’ve posted in some other threads about it, but get the ANZ Travel Card (or similar). Best thing you can do.


#4

Thanks for your help Pippa Lee. is all just so confusing.[br]I had looked at the anz debit card too. I already have a similar thing with my bank but anz appear to have less fees.


#5

Hey there[br][br]im using travelex cash passport debit cards…i wouldnt be taking bank or credit cards as if u lose it ur stuffed![br]Travelex have cash passorts which can only be used at atms and then they have the cash passport debit cards which can be used atms, shops etc basically anywhere u can use a visa card.[br]You can get each sort of card in AUD GBP EUR (Also USD and NZ)[br]you get 2 cards so if u lose one you always have the other, if u lose both Travelex send u new ones where ever u are![br]Basically if u get a EUR or GBP card the day u load money on it is the conversion rate that is loaded for the amount of money u have put on… if you get an AUD u can use anywhere and its the exchange rate of when u take money out. :slight_smile: [br]Hope this helps.[br][br]Tapis Trail 20 August


#6

Ceck out the Wizard Clear Adavantge Mastercard. If you transfer extra money onto it so it’s in credit - it effectively becomes a debit card and it pretty much fee free. Plus, if you get close to spending the “extra money” you have loaded onto it, it then becomes a credit card also so you can just pay it back at the end of your monthly cycle. I dont know the fees off the top of my head, but I have quite a few friends who have used this and have all said it saved them about $250-300 for a 6 week trip! You can draw money out at ATMs and because it’s Mastercar, if it gets stolen, they’ll get a new card to you within 48 hours. The only downside is if you put say $2000 on the card as extra money, you’re credit insurance doesn’t cover this amount…which is fair enough. So we’re thinking of just loading $750-1k at a time and drawing cash out straight away…[br][br]Hope this helps…[br][br]Becky and Russell[br]European Getaway - Dept 3rd Oct-22 Oct 2009[br]From Sydney, Australia


#7

I’ve recently ordered the NAB gold debit card. It’s free to withdraw money overseas (including using the card as credit).[br][br]Athens to London September 7 - October 1, 2009


#8

I just got back from the EUropean Odyssey. People used a variety of methods. i brought all the euros and pounds from australia in cash and that worked out fine for me. My friend brought some in cash and put quite a bit on a travelex passport, which you can get out of any atm that accepts visa. Others used their banks o/s methods of withdrawal. Majority of the time you’ll withdraw a couple of hundred euros each time you go to an atm and that will last you a few days. =D


#9

I am from the US and I’ve never heard of the ANZ Travel Card? Is this something that is only offered in Australia? I have several friends and relatives who have traveled to Europe from the States and none have mentioned it. I am also not familiar with the cash passport? [br][br]I just planned on taking my debit card(with a Mastercard logo) to withdraw cash as needed and my credit card(American Express). And before I leave the states, I planned on at least converting some dollars into about $150 Euros for cabs, subway cards, bus tickets, etc…[br][br]If this sound like a good idea, let me know, I’m definitely open to suggestions.[br][br]Lee[br]Europen Escape 9/06/09-9/15/09[br][br][br]


#10

ANZ is a bank in Australia (and the UK). Check out the banks in the States as I am sure there is one that does not charge fees when withdrawing cash from overseas.[br][br]Also find out what charges there are from your bank regarding using your credit card. One of my cards charged quite a high conversion fee for every transaction.[br][br]Andrea


#11

Thanks Andrea for the advice!


#12

I used the ANZ Travel card. It’s soooo easy to use and you have the assurance that you’re not directly transacting with your actual home account.


#13

I’m from Canada, going to go on the European Wonder tour on September 10th. I’m planning on bringing straight up cash in Euros, and my visa credit card. I figure most places will require Euros, and the places that don’t I can just use my visa.